The law allows for those who have been injured through negligence or a direct action to obtain compensation for their injuries from the at-fault party. Typically, this goes through the at-fault party’s insurance company, whether it’s car insurance, homeowner’s insurance, or even business insurance. The reasoning behind this is that the compensation should bring the victim back to where they were financially before the accident occurred since, if the at-fault party hadn’t caused the accident, the victim wouldn’t have had these expenses.
After an accident, the victim should be able to contact the at-fault party’s insurance company and obtain a settlement that covers all of their accident-related expenses. This should cover any present or future medical bills, property damage, and lost wages, along with any other expenses the victim had as a result of the accident. In a perfect world, the person would simply submit their claim and obtain the compensation they’re entitled to. However, this isn’t usually what happens and in some cases, they could be denied a settlement altogether if the insurance company believes the victim caused or partially caused their own injuries.
When the insurance company denies the claim, it doesn’t mean the person has no other options. In fact, they can get a hold of one of the personal injury lawyers in Saint Paul and ask for help. A lawyer is going to be able to review all of the evidence of the accident and put together a claim showing that the victim did not help cause the accident. Then, they’ll start to negotiate with the insurance company to try to obtain an adequate settlement for their client, including the legal fees. If this does not lead to a settlement, the lawyer also has the option of taking the case to court.
If you’ve been injured due to negligence or a direct action and the insurance company has denied your claim, you do have another option. You can contact one of the Personal Injury Lawyers Saint Paul to obtain help for your situation. To find out more about how a lawyer can help with your case or to hire a lawyer, contact the Rutzick Law Offices today.